Czy rynkom wschodzącym brakuje DeFi z powodu opłat za gaz?

Kraje rozwinięte zdominowały rankingi ruchu dla najlepszych protokołów DeFi firmy TVL, a Stany Zjednoczone i Wielka Brytania zajmują czołowe miejsca na listach przebojów.

Pomimo wielkich wizji umożliwienia rolnikom w Wietnamie dostępu do świata globalnych finansów za pośrednictwem zdecentralizowanego finansowania, rynki wschodzące mogą stanowić zaledwie 10% odwiedzających korzystających z najlepszych DeFi DApps

Zwolennicy od dawna mieli nadzieję, że kryptowaluty i DeFi pozwolą obywatelom na całym świecie obejść bariery stworzone przez niedorozwój gospodarczy , jednak dane sugerują, że użytkownicy z największych gospodarek świata zdominowali ranking Bitcoin Storm pod względem ruchu internetowego.

Nowy raport The Defiant analizuje pięć głównych geograficznych źródeł ruchu dla 10 największych platform DeFi według Total Value Locked w lutym, na podstawie danych dostarczonych przez agregator ruchu sieciowego SimilarWeb.

Analiza wykazała, że ​​ruch w USA dominuje w ośmiu z 10 największych DApps według TVL, reprezentując odpowiednio od około 10% do 27% ruchu na MakerDAO, Compound, Aave, SushiSwap, Uniswap, Synthetic, Bancor i BadgerDAO

Stany Zjednoczone zajmują również drugie miejsce za Chinami pod względem ruchu odwiedzającego Curve i czwarte w rankingu Balancer za Rosją, Ukrainą i Chinami. Wielka Brytania jest drugim co do wielkości źródłem ruchu dla pięciu DApps.

Pomimo szacunków Banku Światowego, że 1,7 miliarda ludzi nie ma konta bankowego, a Forum Finansów MŚP odnotowuje lukę w finansowaniu małych i średnich przedsiębiorstw w gospodarkach wschodzących o wartości 5 bilionów dolarów , dane pokazują, że na razie ludzie nie zwracają się do DeFi rozwiązać te problemy.

Jednym z powodów pozornej nierównowagi między przyjęciem DeFi na rynkach wschodzących i rozwiniętych mogą być gwałtownie rosnące opłaty związane z korzystaniem z sieci Ethereum od czasu bańki DeFi w III kwartale 2020 r.

Według serwisu demograficznego World Data , tylko 39 krajów, w których obywatele zarabiają więcej niż 33,33 USD dziennie. Ponieważ opłaty za gaz związane z popularnym DeFi DApps regularnie przekraczają 50 USD i złożone protokoły, które ostatnio podawały opłaty za gaz przekraczające 1000 USD, prawdopodobnie perspektywa spędzenia więcej niż całego dnia tylko na opłatach związanych z wypróbowaniem protokołu DeFi jest głównym czynnikiem odstraszającym. dla wielu ludzi mieszkających na rynkach wschodzących z eksploracji tego sektora.

Rynki wschodzące dominują w ruchu odwiedzającym Venus, najlepszy protokół DeFi zbudowany na Binance Smart Chain – który oferuje znacznie niższe opłaty w porównaniu z Ethereum. Głównym źródłem ruchu na Wenus jest Argentyna (9%), a następnie Chiny, Turcja, Tajlandia i Peru.

Podczas gdy wdrażanie DeFi wydaje się powolne na rynkach wschodzących, dane z UsefulTulips pokazują, że poza Stanami Zjednoczonymi rynki wschodzące dominują w handlu bitcoinami peer-to-peer – co sugeruje, że kryptowaluty są przyjmowane do płatności w krajach o słabych instytucjach finansowych.

Crypto Finance Group: Swiss Financial Market Authority grants license as a securities firm

With the approval as a securities firm issued by the Swiss financial market regulator Finma, the Swiss crypto service provider Crypto Finance can significantly expand its portfolio.

The Swiss Crypto Finance Group has received approval as a securities firm from the Swiss Financial Market Supervisory Authority Finma, according to a message from the company on February 1.

Trading of security tokens as a new business area

The securities house license of the subsidiary Crypto Broker AG, the brokerage division of the corporate group, was issued. The approval as a securities house enables Crypto Broker AG to expand the previous trading of crypto currencies and other crypto tokens to security tokens. This is particularly important with regard to institutional customers, writes Crypto Finance.

Jan Brzezek, founder and CEO of the Crypto Finance Group, sums up the importance of recognition as a securities firm as follows:

“Receiving the approval as a securities firm for the Crypto Broker is a decisive step for us. This enables the use of our professional – and regulated – services for financial institutions. We can therefore support you in entering and expanding into this new asset class. At the same time, this is a recognition of the commitment and expertise of our team. “

Connection to the banking sector

The trading possibility of security tokens should make the offer for banks connected to the trading system of the Crypto Finance Group even more attractive in the future. As this a few days ago announced , was implemented Avaloq’s own brokerage solution for Crypto Assets successful in various bank customers of the partner in a partnership with the banking software provider.

USV and Pantera Capital are planning new crypto funds

A pile of money coins lie on a wooden table. There is a tap next to it. This illustrates the picture of liquidity.

Union Square Ventures and Pantera Capital recently announced new funds

This means that there is an increasing number of investment companies that are pumping new liquidity into the crypto space.

New liquidity flows into the crypto market. Two US investment companies recently announced their intention to launch new funds for institutional investors. Union Square Ventures (USV) and Pantera Capital have each announced these plans in their own communications.

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According to USV managing director Andy Weissman, the new system product is „a core fund with a volume of 250 million US dollars.“ The fund is part of the “Climate Fund”, which invests in projects and companies that are actively working against the climate crisis. But investments in the crypto space are also planned. 30 percent of the total volume should flow into the blockchain sector. Weissman described the function of the fund as follows:

This will include both the direct holding of tokens and equity in blockchain-related projects at an early stage. Crypto networks embody both the evolution of trust in computer and financial systems as well as greatly expanded access.

Pantera Capital’s crypto fund

Pantera Capital is also continuing to work on a new crypto fund that is supposed to be designed for institutional investors. According to CEO Dan Morehead, the launch could be in a few months. The fund comes at a time when several Wall Street giants also want to invest in the crypto sector. For example, the hedge fund SkyBridge Capital registered a Bitcoin fund with the Securities and Exchange Commission (SEC) last December . According to Morehead, this phenomenon is increasing.

We’re really seeing a tipping point as more has come on the market in the past few months. We have had a lot of calls from foundations and others who want to get involved in this area.

Grayscale is planning new funds

As the world’s largest digital asset manager, Grayscale is also involved in the crypto business. The company founded five new trusts on December 18th last year . Specifically, this includes: Chainlink, Basic Attention Token, Decentraland, Livepeer and Tezos. Previously, Grayscale also registered its own trust for Filecoin in October. The asset manager would like to diversify further and is taking a prophylactic step.

However, the asset manager is best known for its Bitcoin funds. Grayscale recently invested another US $ 607 million in digital gold. The US company now holds three percent of all Bitcoin worldwide. A look at the total volume of all investments managed under Grayscale (25 billion US dollars) underscores the company’s preference when it comes to selecting its assets: Bitcoin (21 billion US dollars AUM).

Da tecnologia ao bitcoin, o touro Ed Yardeni de longa data teme que um derretimento atinja o mercado

Ed Yardeni: Técnica, o aumento recorde do bitcoin faz parte do „mercado de touros em tudo“.

A Edward Yardeni está preocupada com a possibilidade de o mercado ser defumado.

O touro de longa data, que passou décadas executando estratégias de investimento para empresas como a Prudential e o Deutsche Bank, está comparando a euforia de Wall Street à altura da bolha ponto-com em 1999.

Yardeni também está destacando a ascensão meteórica do Bitcoin Revolution como um exemplo de extrema espuma. A elevação foi de 36% nos primeiros cinco dias de negociação do ano e está acima de 300% durante os últimos seis meses.

„O Nasdaq do final de 1998 até o início de 2000 subiu mais de 200%. Agora, subimos quase 100% e podemos muito bem estar nesse mesmo caminho“, disse o presidente da Yardeni Research à „Nação Comercial“ da CNBC na sexta-feira. „Tudo o que estou olhando aponta para um derretimento“.

O Nasdaq, que é um país técnico pesado, fechou a semana com um recorde de 13.201,97.

„É apenas parte do mercado de touro em tudo“, disse ele. „É muito importante, esteja ou não em bitcoin, apenas olhar para o gráfico e perceber quando ele está subindo – é certamente um sinal de exuberância, de excesso especulativo“.

Apesar de seu aviso, Yardeni ainda não está soando o alarme. Ele está otimista quanto à recuperação econômica devido às vacinas contra o coronavírus e ao cenário fiscal e monetário.

„No primeiro semestre deste ano, a onda azul provavelmente continuará a ser alta“, observou ele. „Vamos conseguir mais gastos do governo“. Vamos ter a Reserva Federal frente a muitos desses gastos do governo através da flexibilização quantitativa“. Acho que as taxas de juros permanecerão bastante baixas“.

Além disso, Yardeni acredita que a distribuição generalizada da vacina contra o coronavírus no final deste ano ajudará a normalizar a economia nos últimos seis meses de 2021.

Mas é aí que sua previsão se torna cautelosa. Uma economia em expansão, de acordo com o Yardeni, levará a riscos inflacionários devido às enormes quantidades de estímulos e aumentos na demanda.

„No segundo semestre do ano, podemos estar atentos a alguma inflação de preços ao consumidor que não seria boa para ativos supervalorizados“, disse ele.

Segundo o Yardeni, o Fed também pode ser desafiado a manter o rendimento da Nota do Tesouro de referência de 10 anos em torno de 1%.

„Vemos uma pressão ascendente sobre o rendimento dos títulos“. Eu acho que em algum momento o Fed diz ‚Talvez os rendimentos dos títulos devam ser mais altos, já que a economia está indo bem'“, disse Yardeni.

Por enquanto, o Yardeni está observando de perto os fundamentos e os indicadores de mercado. Ele espera que eles refutem sua tese de derretimento do mercado porque eles normalmente terminam em derretimentos.

„Este mercado continua se antecipando às minhas previsões“, disse Yardeni. „Espero que cheguemos a 4.300, minha meta de S&P 500 [final de ano], de uma forma lúdica“.

Na sexta-feira, o índice S&P 500 fechou em 3.824,68.

Vitalik Buterin warns: do not take out a loan to buy cryptocurrency

Vitalik Buterin is the founder of Ethereum. In a tweet today he warned investors: „I would never recommend taking out a personal loan to buy ethereum or other ethereum assets“.

Why does Vitalik warn?
Buterin responds to an 11 December tweet in which podcaster Peter McCormack (name removed from tweet) says he borrowed $46,000 to buy bitcoin. The investor is determined that bitcoin is going to rise and that he will be able to repay his loan in 2026, while keeping his profits. But is it wise? Vitalik Buterin would never do it himself.
Peter McCormack pushes just as hard at Vitalik Buterin: „I agree, don’t take out a loan to buy ethereal. In another tweet he continues: „In fact, never buy ethereal. Even if you are a billionaire and sweat out dollar notes. Buy bitcoin!“

Buterin sold half of his bitcoins in 2013.
Back to Buterin’s tweet. Someone reacted to the tweet by saying: ‚You are a millionaire, for us ordinary people this is worth the risk‘.

Vitalik responded with a personal anecdote: „Seven years ago, before Ethereum existed at all, I had a few thousand dollars in assets. I had to sell half of my bitcoins at that time to make sure I would not go broke if bitcoin became worthless‘.

If you are worried about Buterin, the Ethereum founder now has his sheep on dry land. According to Decrypt, this address comes from Buterin. If that is true, then Vitalik Buterin now owns at least 194 million dollars.

Buterin has also used this address in the past, which now has a quarter of a million dollars on it. In December 2018 Buterin sent another donation of 1,000 ether with this address to Ethereum Protocol Prylabs. With the ethereal exchange rate at that time, that was about $829,000!

Translated with www.DeepL.com/Translator (free version)

Le prix du Bitcoin pourrait atteindre 288000 $ en un an: Dan de Kraken a tenu une interview exclusive

Dan Held de Kraken a classé le bitcoin comme de l’or 2.0 et envisage de réduire l’écart de capitalisation boursière de la BTC avec un prix d’au moins 288 000 dollars.

Dan Held fait partie des personnes les plus populaires et les plus influentes de l’industrie de la crypto-monnaie. En plus d’être un fervent partisan du bitcoin, il est également l’actuel chef de la croissance du vétéran de l’échange américain Kraken. Un poste qu’il a décrit comme: «diriger nos initiatives pour acquérir efficacement des utilisateurs et les activer.»

CryptoPotato a eu l’opportunité de mener une interview avec Held récemment. Il a expliqué comment et quand il est entré dans l’industrie, a offert son point de vue sur BTC et a fourni une prévision plutôt optimiste du prix du bitcoin au nord de 300000 $.

Premiers jours et développement de BTC

Held a affirmé qu’il avait entendu parler pour la première fois de la principale crypto-monnaie en 2011 – deux ans seulement après le lancement officiel au début de 2009.

«Bitcoin résout le plus gros problème de l’économie: stocker de la valeur. C’est de l’or 2.0. C’est une meilleure protection contre l’inflation, l’offre est connue et plafonnée, et elle est facilement stockée et transférée. »

Le dirigeant de Kraken a doublé son implication une fois qu’il a déménagé à San Francisco, qui était la ville de crypto-monnaie la plus active des États-Unis à l’époque.

Cependant, ce n’est que lors du rallye BTC de mars 2013 qui a conduit la crypto-monnaie d’environ 30 $ à entrer pour la première fois dans un territoire de prix à trois chiffres qui a convaincu Held de créer son premier produit – ZeroBlock. Il est rapidement devenu l’une des applications Bitcoin les plus populaires à l’époque et a rapidement été acquis par blockchain.info.

Implication institutionnelle et prévision de prix de 300 000 $

Qu’il s’agisse des obstacles économiques provoqués par la pandémie COVID-19 ou pour une raison différente, 2020 s’est avérée être l’année avec le plus d’achats de bitcoins et de recommandations d’institutions et d’investisseurs de premier plan.

Le principal gestionnaire d’actifs de crypto-monnaie, Grayscale, marque des trimestres record consécutifs. Des entreprises comme MicroStrategy et Square ont alloué des millions de dollars en BTC. Le géant de Wall Street, Guggenheim Partners, prévoit d’acheter jusqu’à 500 millions de dollars de bitcoins, selon un dépôt de la SEC.

De plus, des investisseurs célèbres tels que Paul Tudor Jones III, Stan Druckenmiller et Bill Miller ont ouvertement loué l’actif. Held a qualifié ces développements de «incroyablement optimistes».

«L’approbation par ces dirigeants et macro-traders légendaires du bitcoin en fera un actif accepté par les institutions. Ils ont réduit le risque professionnel lié à l’investissement dans le bitcoin. »

En ce qui concerne les prévisions de prix, Held a évoqué le modèle populaire stock-flux qui envisage une explosion de la BTC à 288 000 $ par pièce d’ici la fin de 2021. Bien que le modèle ait des doutes et que ce prix semble assez optimiste pour le moment, Held pense en fait que Bitcoin pourrait aller encore plus loin:

«L’or a une valeur marchande totale d’environ 10 000 milliards de dollars et la capitalisation boursière du bitcoin est d’environ 350 milliards de dollars. Bitcoin à 288 000 $ ne représentera qu’environ 50% de la valeur de l’or, ce n’est donc pas seulement un scénario possible, mais il peut avoir encore plus de marge de croissance. „